Finance

Enable online giving

Set up payments to receive donations by QR code, public link and a "Give" button.

Track and manage donations

See donations as they arrive, find a donor, understand automatic receipts, and filter your entries.

Track tithes month by month

See at a glance who has tithed this month, who has not given yet, 12-month faithfulness, and print the numbered list.

Track offerings every month

See all the month's collections (services, meetings, online giving), keep the adult service offering and the Sunday school offering apart, record a collection in seconds and print the numbered list.

Manage contributions

Track members' regular contributions campaign by campaign, record payments, and see who is up to date or behind.

Cash counting (four eyes)

Count the collection with two people, track the cash discrepancy, post to the ledger and reconcile the bank deposit.

Outflows and payouts

Record every outflow with its source (tithes, offerings, contribution, store...) and track balances per source in a detailed journal.

Receipts and refunds

Scan an expense receipt (photo), refund a donation from the product and handle a dispute, with no surprise at the till.

Budgets and restricted money

Set a budget per expense category, follow how much is used, and tell money promised to a project apart from what the board can really spend.

Annual tax receipts

Generate a member's annual tax receipt, email it, and track giving per person.

The Finance dashboard

Understand the gross / fee / net ledger, natural-language search, the copilot and payout reconciliation.

Fees and commissions

What Sanctumel Pay really costs - commission per plan, payment provider fees, and what Sanctumel covers for you.

Your Stripe payout account

How donation money reaches your church's bank account - the payout account, its verification, and tracking transfers.

Categories and bookkeeping

Classify your income and expenses by category and let the accounting engine record every operation automatically.

Financial reports

Produce reports by period and by category, export a letterhead PDF for the members' meeting, and know which accounting book to open for the question you are asking.

The chart of accounts

The bridge between your categories and account numbers: choose a framework, attach your categories, and keep control of the numbering.

The journal

The chronological record of every double-entry posting: how it fills itself, the three health checks, and why an entry is never rewritten.

The trial balance

Where each account stands at the end of a period: the two equalities that validate it, how to read it class by class, and what it does not tell you.

The general ledger

Every movement of one account with its running balance: how to investigate a figure that surprises you and find the exact day an account tipped.

The income statement

What the church received and spent over the period, with last year alongside, and above all what is not in it: loan capital, buying an asset, opening balances.

The statement of net assets

What the church owns, what it owes, and the difference. Telling money promised to a project apart from what the board can spend, and recording opening balances without double counting.

Fixed assets and depreciation

Record a durable asset, choose its useful life, post the annual charge, and say through which door the asset enters the balance sheet: paid, donated or inherited from before.

Loans

An instalment is not an expense: separating capital from interest, recording a loan already running, following the schedule and the outstanding capital.

The bank reconciliation

Confronting your bank statement with your transactions: importing a CAMT.053 or a CSV, understanding items in transit, matching a line, and what to do when nothing matches.

The consistency check

The thirteen reconciliations an accounting firm runs before signing: what each one compares, what a gap means, and where to go and fix it.

Governance: closing and locks

Close a month in one click, finalise the financial year, publish standard financial statements, and reopen a period with a reason that stays attached to the accounts.